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 Click here to complete a quick and easy census for your employees. Why Buy Group Health Insurance? I heard those are expensive. Can I afford it? Most likely, yes. There are literally thousands of health insurance plan options out there. Insurers want you to buy their product so odds are, they have designed something to fit into your budget. Also, you can offer ancillary (dental, vision, etc.) on a voluntary basis, meaning no extra cost out of your pocket. Plus, your contribution to the monthly premium (CA requires a minimum 50% contribution of the employee only premium) is tax deductible. Sounds good... but how does my business benefit? First and foremost, employee loyalty. Individual & Family policies are expensive, and are likely to become even more so. Money your employees save by not having to spend it on insurance is every bit as good as money added to their salaries. Additionally, folds who are insured are generally more proactive about their wellness, and have access to better care when they do get sick, so you get a healthier, more productive workforce. One of my employees is pregnant and another is 87 years old. Can I get declined? Not a chance! If you legally qualify as a business, and have 50 or fewer employees, you are guaranteed to be accepted. Even your employees with pre-existing medical conditions will be covered, though the general wellness of your covered persons may have some effect on your monthly premiums. I'm afraid I'm gonna pay too much. How can I avoid getting shafted? That's what your agent is for. I can compare and contrast all the options available to you and get you the best combination of the benefits you want at a price that fits your budget. Plus, it's a competitive market. When you're up for renewal after a year, your agent can shop your policy for you to get even better value. Why Call Me? I know you have options when choosing the agent who is going to help you with your insurance decisions. Here's why choosing me is the right decision. I work with Warner Pacific, the top insurance General Agency for many of the nation's top insurance providers. This means that I have access to an entire team of insurance professionals whose singular goal is to help ME find YOU the best products at the best value that best firt your needs, including:
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